• Stronger relationships with strengthened merchants.
    That's a better normal.

    Visa Direct helps acquirers and payment facilitators deliver faster settlements to small businesses.

Small businesses want faster access to funds

Traditional settlement solutions typically require merchants to wait days to collect card receivable payouts, and are only available on business days. Acquirers and payment facilitators can help merchants improve their liquidity by offering real-time1, on-demand access to card sales revenue with Visa Direct.
60 percent.

of surveyed small businesses report cash flow as a monthly concern.2

79 percent.

of surveyed small businesses want faster settlement options.2

Deliver faster settlements with Visa Direct

Merchant settlements with Visa Direct allow payment facilitators to offer merchants the ability to collect card receivable payouts when they want, including on-demand, intra-day payouts. Visa Direct is a VisaNet capability that helps enable payments directly to merchant accounts in real-time1 using card credentials. With Visa Direct, traditional payment solutions can be transformed into digital experiences that offer the ability to:

Reach merchants worldwide

Send money in real timeto nearly two billion debit cards worldwide.

Better settlement experiences

Build simple, on-demand settlements into your merchant offering, able to send funds 24/7/365.

Simplify payment operations

Unlock payments at scale with Visa Direct’s single access point.

Security and reliability

Access Visa’s trusted network to help you be confident that funds and information are handled securely and appropriately.

Ipad displaying dashboard enabled by Visa Direct showing 1,645 euros in Total Sales and 1,425.96 euros ready for real-time payment.

Faster settlements are a win-win for Merchants and PayFacs

Real-time1 merchant settlements enabled by Visa Direct can help create value and differentiation for acquirers and payment facilitators.
81 percent.

of surveyed merchants would pay for real-time settlements.2

Get started with Visa Direct

Don’t make merchants wait days to get paid. Learn about setting up a Visa Direct enabled solution now.