Visa Tap to Phone Adoption Soars: 200% Year-over-Year Growth Worldwide

Visa’s fast-growing, contactless payment solution, Tap to Phone, helping SMBs get paid, with nearly 30% of sellers popping up as new small businesses.

KYIV, March 12, 2025 – Tap. Pay. Done. This simple, secure, and increasingly mobile action has transformed the shopping experience and unlocked opportunities for small businesses worldwide. Today, Visa announced that Tap to Phone has experienced a 200% increase over the past year, supporting millions of sellers of all sizes. In Ukraine, adoption rates have also increased, showing a growth rate of approximately 48%.

Tap to Phone expanded Visa’s tap capabilities with a technology that turns a smartphone into a point-of-sale (POS) device, simply by downloading an app. With nearly 30% of Tap sellers being new small businesses^[1], this technology is helping to democratize access to commerce tools and empower microsellers and SMBs around the world to start accepting contactless payments by using their NFC-enabled smartphones.

“Tap to Phone is a game changer for small and medium-sized businesses, offering them a secure, cost-effective way to access the digital economy,” said Tetiana Chorna, Visa Vice President, Country Manager for Ukraine. “We’re constantly innovating to expand our tap capabilities and create the best payments experiences for people and businesses. The significant growth in adoption is a testament to the technology’s impact and potential.”

Empowering businesses of all sizes

From market stalls to major retailers, Tap to Phone empowers businesses of all sizes to accept payments effortlessly, creating a seamless and fast checkout experience for customers. Business owners globally report increased confidence, streamlined operations, and accelerated growth with Visa’s Tap to Phone. The growing adoption of Tap to Phone is expected to continue as more businesses recognize its advantages.

In Ukraine, where NovaPost has implemented Tap to Phone for their courier services, 80% of all digital transactions are now processed through this solution. Similarly, in South Africa, Visa’s partner iKhokha is leveraging Tap to Phone to provide businesses with mobile payment acceptance. As a result, iKhokha merchants have seen a 50% growth in the number of Tap to Phone transactions within six months since the launch, with continuous growth observed daily.

The Future of Tap

This upward trend for Tap to Phone is expected to continue through the next year as more consumers and businesses may begin to recognize the benefits of tap technology and more use cases may hit the market.

For example, Tap to Add Card enables users to add eligible credit or debit cards to their digital wallet by simply tapping a card to their phone. Since Tap to Add Card rolled out globally with Apple Pay in September 2024, it has picked up traction and enabled millions of tokens for more than 100 issuers, helping achieve higher authorization rates and fraud reduction rates. Visa cardholders can add their Visa cards to Apple Wallet faster than ever, with no need to manually input card details. In Ukraine, Tap to Add Card has already been adopted by PrivatBank, Universal Bank and International Invest Bank (MIB).

Visa has also developed Tap to Confirm, which allows consumers to quickly and securely authenticate a high value transfer. Tap to Confirm will be soon available in CEMEA region that includes Ukraine.

Visa Tap to Phone has been available on Android devices in Ukraine since 2019. The country became the first in the region of Eastern and Southeastern Europe, Central Asia and the Caucasus to launch this innovative technology. In 2023, contactless payment acceptance for Ukrainian SMEs expanded further with the introduction of the “Terminal” app by Visa and PrivatBank. Powered by Tap to Pay on iPhone technology, the app enabled iOS users to accept payments via their smartphones. This marked the third rollout in Europe and the seventh globally.

[1] VisaNet FY23-FY24

About Visa

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at visa.com.ua.